Morris & Garritano is an independently owned insurance agency headquartered in San Luis Obispo, CA with an additional office in Santa Maria, CA and representatives throughout the state. We provide a full range of brokerage services including employee benefits, property and casualty, personal insurance, as well as financial and retirement planning. As one of the largest independent insurance agencies in California with over 120 employees, our clients range from corporations stretched over multiple states to small businesses with complex exposures. We leverage our strong carrier relationships and utilize technology while providing personal service designed specifically for each individual client.