1st Capital Bank Search | Advanced Search | New Members | Coupons and Discounts | All Categories   Finance & Insurance >> Banks 1st Capital Bank 142 Cross St., Ste. 130San Luis Obispo, CA 93401 | map | directions (805) 592-2046 | fax: (805) 592-2236 Visit Site 1st Capital Bank is a locally owned and managed bank headquartered in Monterey, California. We provide professional banking, credit and cash management services to businesses, professionals and residents throughout the Central Coast. 1st Capital Bank is recognized by BauerFinancial Inc as a "five-star" superior rated bank and by the Findley Company as the only "Premier Performing Bank" based in Monterey, Santa Cruz and/or San Benito counties. Member Since: 2015 If your business isn't here, contact us today to get listed!